Posted by | Category Blog | Date 25 August 2017

Using Loans for Business

There are many reasons why applicants take out loans and using loans for business is one of the most common reasons for taking out unsecured finance in any form. There are however, a swathe of options when looking at business funding options. It is important that the correct and most suited finance for your specific business and sometimes industry is taken out as opposed to just applying for what may

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Posted by | Category Blog | Date 23 August 2017

What is a Credit Limit For Credit Cards?

A credit limit is the maximum amount you have been assigned to spend on your credit card. A credit card is essentially a type of loan, giving you the option to borrow a certain amount each month and put it on your plastic card and then repay at the end of each month. A credit limit is pretty much the amount you are able to borrow or your borrowing facility.

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Posted by | Category Blog | Date 09 August 2017

The Surprise Factors That Can Affect Your Credit Score

There are thousands of people in the UK that get rejected for financial products, despite the belief that they have a strong credit history. Many people think that because they have paid their credit card debt and loans on time, they have maintained a strong rating and this will help their approval for financial products. Your credit rating is key to your financial freedom and maintaining a good score (that

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Posted by | Category Blog | Date 04 August 2017

FCA states it is pleased with the payday price cap

The Financial Conduct Authority (FCA) announced this week that they are pleased with the result of its price cap that was introduced for the payday loans industry in Jan 2015. The regulator, who is responsible for overseeing the consumer credit industry, including guarantor loans,  took over from the Office of Fair Trading in 2014 and aimed to clean up a high-cost and heavily criticised payday loan sector. Why Introduce a

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