What is a debt relief order?
A debt relief order, also referred to as a DRO, is one way that you can manage your debts if you do not own your home, do not have a lot of spare income and your debts amount to £20,000 or less. It must be noted that some debts of debt do not count towards this limit, so you will have to do some research into with you are eligible
Read MoreIs a secured loan the right option for me?
Are you currently thinking about making an application for credit, but are unsure as to whether or not you should apply for a secured or unsecured loan? In order to help you make the right decision, we have put together a guide on everything that you need to know about secured loans so you can decide if this will be suitable in your circumstances. What is a secured loan? To
Read MoreThe five most common pension scams
It is estimated that the total amount of money that ends up being lost by pensioners to scammers is increasing year on year. In fact, it has more than doubled in just a year alone, meaning that on average £23 million is lost, which per victim, amounts to an astonishing £91,000 in total. One of the worst things about this is that in the majority of cases it is is
Read MoreQuestions to expect from mortgage lenders
Are you planning in the not so distant future to get on the property ladder and purchase your first home, or perhaps you already have a mortgage but want to change the one that you currently have? Whatever the situation may be, you should prepare yourself to be ready to ask questions, as you would if you were applying for other forms of credit, such as a guarantor loan
Read MorePayActiv: payday loan alternative for employees?
In the United States, despite its strong economy, many minimum works live paycheque to paycheque. In fact, a recent study revealed that around 40% of workers do not have $400 dollars available to pay for an emergency expense, such as a medical bill or a car repair. It is not uncommon for the working-class population of the US to turn to payday loans to cover costs as and when. Due
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