Once you have filled in an application form on our website, you will receive a phone call from one of dedicated advisors. We have a great reputation with all the main guarantor lenders in the UK and we know exactly what they are looking for. We will discuss your application with you and help you get everything ready so that you can increase your chances of being successfully approved. This might involve helping you find the right guarantor or adjusting the amount you wish to borrow. Either way, we are here to help you get funded.

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Step One:

Customers can compare guarantor loans using our comparison table including the brand, loan duration, loan amount and APR. The representative example is a great way to understand how the amount you borrow relates to how much you will be repaying each month and in total.

When you have decided on the lender of your choice, simply click on the red button which says ‘apply now.’

comparison-table

Step Two:

Customers can complete a simple loan application on our secure website which takes only a few minutes:

talk-loans-application

talk-loans-applicationStep Three:

Once the application has been completed, the customer will receive a phone call within minutes from one of our loan experts. They will guide you through the process step-by-step and help you complete the application with the lender of your choice.

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Why We Like This Approach

  • Better chance of approval: By filling in one form and speaking to our team, you maximise your chances of being approved. We have been working with our featured lenders for several years and know exactly what the loan providers are looking to fund. Whilst loans are never guaranteed,  we will help you get your application in the best position possible for funding. This includes selecting the amount you can afford to borrow and the ideal guarantor to be approved.
  • Avoid the complexities of guarantor products: There are several variations when it comes to guarantor loans, especially who is the ideal guarantor to choose (e.g tenant or homeowner) and how this impacts the amount you wish to borrow and whether or not you will be successful in your application. Our team can explain what the lender is looking for – helping you get the finance you need.
  • Avoid multiple applications: By applying through our website, you can choose the lender you want to work with and even if it does not materialise with that lender, we can recommend another that may suit your criteria. By making just one application and speaking to one company, there is no need to make more than one application and go through the process all over again.
  • Protect your credit file: Since you only apply with one lender, you do not suffer numerous footprints on your credit file. Every time you make an application with a lender, a search footprint may be put on your credit report to show that a lender has looked at your account. This approach is common for brokers, pingtrees and lead generators, however, too many searches can make you seem desperate for finance and cause your credit score to be compromised. Our process avoids this happening to you when you apply.

Fully FCA Authorised

We are fully authorised by the Financial Conduct Authority (FCA). We are committed to responsible lending and treating customers fairly and this will be evident throughout every aspect of the application process that you go through. For any questions or queries relating to our website, please send us an email.