Everyday Loans

Everyday Loans offer unsecured personal loans of up to £15,000 without a guarantor which can be used for any occasion including home improvements, new cars and weddings.




Minimum Age


Debit Card


Credit Checks


Other Requirements

Application is made online and completed in a branch

Same Day Transfer


Loan Value

£1,000 to £15,000 subject to status

Representative APR


Loan Duration

24 to 60 months

Credit License Number


Borrowing £3,000 over 2 years at an interest rate of 59.9% p.a. (fixed), you will repay £217.24 per month. Total amount payable £5,213.68. Representative 79.4% APR
  • Direct
  • guarantor
  • credit
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Everyday Loans is a direct lender offering unsecured loans of up to £15,000. The Buckinghamshire based lender offers no guarantor loans – so you do not require a guarantor as part of the application.

The application is made online and if you receive an offer, you are required to visit one of their branches and complete the loan with one of their team members.

You might have seen Everyday Loans on TV – they are fully authorised with the Financial Conduct Authority and have been trading for over 10 years, making them one of the most established financial providers in the UK.

How can I apply with Everyday Loans?

You can apply here online with Everyday Loans and this will take you directly through to the website where you will fill in a few details including:

  • Name, age, date of birth
  • Address, contact details
  • Salary and pay frequency

Filling out this information only takes a few minutes and will be used to assess your eligibility for a loan. There are no upfront fees for applying and your information is held confidentially and never passed onto any third parties without your permission.

If you receive a conditional offer, you will be required to visit your nearest Everyday Loans branch which has over 35 locations across England, Scotland, Ireland and Wales from Bristol to Birmingham and Belfast. So you can arrange an appointment or start the application online and go into a branch to complete your loan application.


What is the criteria for applying?

To be eligible for a loan, you must follow the criteria below:

  • 18 years of age,
  • UK resident
  • Proof of identity (e.g passport)
  • Proof of address (e.g utility bill)
  • Proof of income (wage slip or bank statement)

You will be required to provide originals, not photocopies.

Applicants will go through a number of credit and affordability checks prior to approval. This will be used to assess whether an individual is eligible for a loan, how much they can afford to borrow and repay without falling into debt. A phone call is always required to confirm some details and funds can be paid by cheque or transferred to a debit account.

The lender accepts both tenants and homeowners and this is a positive to those who have looked for loans with a guarantor but have been unsuccessful because their guarantor isn’t a homeowner. So fortunately, those with living at home, with friends, rented or shared accommodation can be approved.

Extra Information

Everyday Loans is a trading style of Everyday Lending Limited (Company registration no. 5850869)

FCA Authorisation Number: 724445

Registered Address: Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS