credit-score
Posted by | Category Blog | Date 24 May 2019

How Do I Check My Credit Score?

Knowing your credit score and understanding how it works is vital for numerous different financial applications. Whether it’s your first credit card or a mortgage, understanding how credit-worthy you are can be extremely helpful throughout any loan application process; helping you to determine the types of loans you will be accepted for and avoiding those which could potentially reject you, and further damage your credit score. There are three different

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Posted by | Category Blog | Date 10 May 2019

FCA Reveals Significant Rise in Guarantor Loans

The Financial Conduct Authority has found that the number of borrowers applying for a guarantor loan as increased significantly. The Financial Conduct Authority (or FCA) is a UK financial regulatory body that works independently from the UK Government. According to their research, the balances on current guarantor loans have increased by more than double in only the past three years. Lending is one of the largest industries both throughout

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Posted by | Category Blog | Date 18 April 2019

Can you get a mortgage with a zero hour contract?

Zero hour contracts are increasing in popularity. This is primarily down to the flexibility they offer the employer, but there are some benefits to workers too. For those who like to be able to take control of their earning potential, a zero hour contract can help them to do so. It also frees you up to be able to accept work from another company without needing to give notice.

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Posted by | Category Blog | Date 25 March 2019

Scammers target Instagram users with investment scam

According to Action Fraud, the UK police-led scam reporting centre, there has been a huge influx in the number of victims on Instagram falling prey to investment scams, with the average victim n their 20s losing an estimated £8,900 as a result of being targeted by a ‘get rich quick’ scheme on the social media app. Overall, it is estimated that the losses total to more than £3 million in

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Posted by | Category Blog | Date 25 February 2019

Payday lending is constantly rising, leaving people in ongoing cycles of debt

According the Financial Conduct Authority, in the year up until June over 5.4 million payday loans were taken, in comparison to 4.6 million in the previous year. This was 0.8 million more than the previous year. As well as this, the amount that people have borrowed has risen between July 2016 and June 2017 from 1.1 billion to 1.3 billion. The Financial Conduct Authority have

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