How Do I Know If I Was Mis-Sold PCP Car Finance?
PCP car finance claims are sweeping the nation and it is likely that if you are a motorist and have purchased a car in the last year 20 years that you will be receiving letters in the post, text messages, emails and cold calls asking you to claim money back on a PCP car finance deal. To know if you were mis-sold a car finance claim: Check your paperwork on
Read More
Top Ethical Lending Options in the UK
At a Glance Ethical lending in the UK focuses on transparent terms, fair affordability assessments, and clear repayment structures. The options compared vary in loan amounts, APRs, repayment periods, and application processes, including the use of soft searches and Open Banking. Evaluating these factors can help borrowers choose a lender aligned with their financial circumstances and repayment capacity. Why Ethical Lending Matters Ethical lending is an important topic that can
Read More
Salad – Full Company Review
Company Name: Salad (Legal name: Salad Finance Ltd) Website: https://saladmoney.co.uk/ Registered/Regulatory Details: Registered in England No. 11006249. Regulated by the Financial Conduct Authority (FCA), registration number 795723. Representative APR: Up to 59.9% APR for a £2,000 loan Loan Amounts: £300 to £2,000 Loan Terms: 6-24 months Cost to Borrow £300 for 6 months: £365.49 total Representative Example: Borrow £2,000 over 24 months with monthly repayments of
Read More
Who is Responsible For A Debt When Someone Dies?
When someone dies, any outstanding debts will come out of their estate, which is a combination of all their assets, properties and valuables which are calculated when they die. The executor of the will, usually a spouse, child or relative is responsible for managing the estate, but none of the beneficiaries will actually be responsible for it, unless they have: Co-signed a loan agreement, like a guarantor Have a joint
Read More
Do I Need a Guarantor for a Payday Loan?
No you will not require a guarantor for a payday loan in the UK. Unlike traditional bank loans, payday loans often require minimal paperwork and can be obtained swiftly, sometimes within the same day of application. Also, the loans are typically small at around £200 or £300 and it is not worth getting a guarantor involved for small amounts. A lender will always carry out checks before funding a payday
Read More