how do I know if mis-sold pcp car finance
Posted by | Category Blog | Date 22 March 2026

How Do I Know If I Was Mis-Sold PCP Car Finance?

PCP car finance claims are sweeping the nation and it is likely that if you are a motorist and have purchased a car in the last year 20 years that you will be receiving letters in the post, text messages, emails and cold calls asking you to claim money back on a PCP car finance deal. To know if you were mis-sold a car finance claim: Check your paperwork on

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ethical lending options
Posted by | Category Blog | Date 25 February 2026

Top Ethical Lending Options in the UK

At a Glance Ethical lending in the UK focuses on transparent terms, fair affordability assessments, and clear repayment structures. The options compared vary in loan amounts, APRs, repayment periods, and application processes, including the use of soft searches and Open Banking. Evaluating these factors can help borrowers choose a lender aligned with their financial circumstances and repayment capacity. Why Ethical Lending Matters Ethical lending is an important topic that can

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what happens to debt when you die
Posted by | Category Blog | Date 07 March 2025

Who is Responsible For A Debt When Someone Dies?

When someone dies, any outstanding debts will come out of their estate, which is a combination of all their assets, properties and valuables which are calculated when they die. The executor of the will, usually a spouse, child or relative is responsible for managing the estate, but none of the beneficiaries will actually be responsible for it, unless they have: Co-signed a loan agreement, like a guarantor Have a joint

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payday loans
Posted by | Category Blog | Date 29 February 2024

Do I Need a Guarantor for a Payday Loan?

No you will not require a guarantor for a payday loan in the UK. Unlike traditional bank loans, payday loans often require minimal paperwork and can be obtained swiftly, sometimes within the same day of application. Also, the loans are typically small at around £200 or £300 and it is not worth getting a guarantor involved for small amounts. A lender will always carry out checks before funding a payday

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amigo-loans-share-drop
Posted by | Category Blog | Date 30 August 2019

Amigo shares plummet after regulatory crackdown

The guarantor lender Amigo has seen its shares lose half their value in the past week, and the firm has warned that it will be looking to revamp its business model in light of regulatory crackdowns by the Financial Conduct Authority. Amigo shares drop dramatically The stock price of the FTSE 250's business has dropped by a whopping 40 percent in early trading before falling further by the end of

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