Opinion Piece: The Payday Myth
Payday loans are expensive with APR’s in the 000’s, the lenders involved prey on the poor and there isn’t a place for them in the UK lending space. This is what the likes of the Daily Mail (see below) would have you believe. But is that fact or just a headline grabbing story to feed readers prejudices? Personally I think there are two sides to every story, and whilst I am
Read MoreA guide to mezzanine finance
When it comes to loans and other forms of finance, we are generally aware of the main forms: guarantor loans, payday loans, mortgages and so forth, however...what about mezzanine finance? For many, this type of funding remains shrouded in an element of mystery, but it really needn't be. Once understood, the concept is fairly simple to get to grips with and could very well be a fantastic way
Read MoreSmartphone online bank accounts?
Recently, there has been a wave on banking and savings app for your smartphone which aims to give you a helping hand with your budgeting, saving and more generally with managing your finances in the way that traditional banks do not yet offer. If you are someone who does not have a smartphone or is not particularly smartphone-savvy, these apps will not be for you. Likewise, if you are extremely
Read MoreDo Cashback Websites Really Save You Money?
With rising VAT and the effects of Brexit yet to be known, millions of people are feeling the squeeze when it comes to their finances. Plenty of us are looking for ways to save on the spending, and some are even taking out personal loans or guarantor loans in order to stay afloat. A great way to make money whilst you spend is to utilise the services of a cashback
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The Most Important Dates For Your Finances in 2018
The Most Important Dates for Your Finances in 2018 If you have decided that this is the year you will get all your accounts in shape, it is worth keeping a note of important dates in the world of finance so that you don't miss out on any of them. This could be anything from new developments or products that have become available on the market (which may well save
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