An app that can stop you from drunk spending?
Have you ever been on a night out on the town, only to wake up and find that your bank balance is severely lacking? Surely those three cocktails that you had couldn't have amounted to such a large sum of money. Then it begins to come back to you, you saw your friend from University at the bar and agreed to buy more drinks and of course, you finished the
Read MoreWhat Economical Factors in 2018 Could Affect Your Ability to Get a Loan?
The UK's debt crisis is getting worse based on a report by The Guardian. In 2017, household debt jumped 7% in five years from £1.5 billion in 2012 to £1.63 billion in 2017. Students will be paying a heavy price for the UK's inflation surge, which will drive the interest rate of their loans by 1/3 to 6.1%. With higher debts come bigger loan applications from individuals.
Read MoreHow to teach your children about money
The concept of money is something needs to be taught, even though it is probably the case that you cannot remember how you first ever learnt about money – it just sort of seemed to happen! The truth is, at some point you will have been taught about the world of money and the value of money. However, most of your knowledge is most likely based on experience. As a
Read MoreWhat is the Financial Services Compensation Scheme?
The Financial Services Compensation Scheme, known as FSCS, allows individuals and small businesses to claim money from authorised financial services firms that are unable, or likely to be unable, to pay claims made against them. The FSCS is a non-profit organisation which is funded by taxes paid by authorised firms in financial services and can provide claims for: deposits insurance policies insurance brokering investments, ISA, savings accounts mortgages and mortgage
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Are Short Term Loans Useful?
Taking out and utilising loans in general is a practice that is used many times every day throughout the UK. Loans include both secured and unsecured loans, large and small loans and long and short term loans. Although short term loans, particularly those relating to payday have got a bad press in recent times, there are in fact a number of ways in which short term loans can greatly help
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