Steps to reduce online fraud
Online fraud is a serious issue in the UK with over 5.8 million cases of cyber-crime reported and over £193bn stolen from consumers and householders each year. With the growth of online shopping, banking and emailing, online fraud can manifest in the following ways: Having a loan taken out in your name Stolen credit card or bank details Making purchases with your credit card Taking payment without delivering the
Read MoreFinance Options to Improve a Property
Improving a property has many benefits; from being able to increase the property’s overall sell-on value or being able to get tenants on board and charge higher rents by offering better value. For individual homeowners, a big living space, kitchen or loft conversion can offer a better quality of life and more living space for existing residents or family members to name just a few potential benefits. What Can You
Read MorePayday Lenders Required to Feature One Price Comparison Website
A new rule in the payday loans industry now requires all lenders to feature on at least one price comparison website in the UK and to display a link to it "prominently" on their website. The aim is to encourage prospective borrowers to compare the cost of loans before applying - and see how that specific lender compares respectively to others in the market. The new ruling which came into place last
Read MoreThe Hidden Fees That Come With Credit Cards You Need To Look Out For
With 223 million credit cards used in the UK last year, it is clearly the most common type of loan available. The average person has a minimum of two credit cards and not only does it delay repayment, it is a safe and easy way to carry money around with you, with additional perks such as a welcome bonuses, air miles and nectar points. How a Credit Card Works Consumers
Read MoreUnderstanding Ransomware
There is currently a wave of cyber attacks that is affecting the global online community in the form of 'ransomware'. This involves cyber hackers accessing a user or company's data and then demanding payment in exchange for unlocking the data. The data breach has impacted the NHS, Telefonica and FedEx and the Kaspersky lab claims that there have been 74,000 official attacks across the UK, America, Asia, Europe and South
Read More