Posted by | Category Blog | Date 09 August 2017

The Surprise Factors That Can Affect Your Credit Score

There are thousands of people in the UK that get rejected for financial products, despite the belief that they have a strong credit history. Many people think that because they have paid their credit card debt and loans on time, they have maintained a strong rating and this will help their approval for financial products. Your credit rating is key to your financial freedom and maintaining a good score (that

Read More
Posted by | Category Blog | Date 04 August 2017

FCA states it is pleased with the payday price cap

The Financial Conduct Authority (FCA) announced this week that they are pleased with the result of its price cap that was introduced for the payday loans industry in Jan 2015. The regulator, who is responsible for overseeing the consumer credit industry, including guarantor loans,  took over from the Office of Fair Trading in 2014 and aimed to clean up a high-cost and heavily criticised payday loan sector. Why Introduce a

Read More
Posted by | Category Blog | Date 26 July 2017

Improving Your Property’s Value

There are a range of ways in which home and property owners can improve the value of a property, sometimes by more than 20%. It is important though that before undertaking any form of property improvement or renovation that the works and any subsequent costs have been accounted for. For example, there is little point in going about a loft conversion if your local Planning Authority has not granted permission

Read More
Posted by | Category Blog | Date 22 July 2017

Vodafone customers warned of upgrades affecting credit score

Vodafone UK customers need to be warned that upgrading their account can potentially harm their credit rating, if not checked. Whilst we are always seduced by a phone upgrade and for many it is an incentive to stay with their mobile phone provider,  we would never imagine that a simple upgrade could severely damage your credit rating. Vodafone Charging Your For Accounts You Don't Have There have been numerous cases

Read More
Posted by | Category Blog | Date 17 July 2017

Consumer Credit Awards 2017 announces winners for Best Guarantor Providers

Last Thursday, the Consumer Credit Awards 2017 took place in a classy Mayfair hotel. The competition is based on number of customer votes and included over 27,000 votes across 137 firms also in Payday, Personal Loans, rent-to-buy, pawnbroking and of course, guarantor loans. Who were the finalists? In the guarantor category, the finalists for 'Best Guarantor Loan Provider' were: Amigo, TFS Loans, 1plus1 Loans and George Banco. The winners

Read More