Posted by | Category Blog | Date 14 July 2017

Does a Payday Loan Affect You Getting a Mortgage?

The answer is no. Many people are concerned with the ongoing debate of whether simply having a payday loan on your credit record can impact your chances of being approved for a mortgage. The truth is that mortgage lenders and brokers treat a payday loan as if it were any other loan, whether it is car finance, personal loan or guarantor loan. Payday Loans Do Not Affect You Getting Approved

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Posted by | Category Blog | Date 13 July 2017

Santander Customers Warned of Smishing Scam

Several Santander customers have been duped out of their life savings following a controversial smishing scam that continues to affect existing customers. What is Smishing? Smishing is a type of phone number spoofing or SMS fraud where fraudsters are able to send you a text message or phone call taking the name of a contact on your phone that you already know and trust. In this case, it has been

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Posted by | Category Blog | Date 05 July 2017

When Will PPI Claims End?

Many of you will be sick and tired of receiving text messages and phone numbers about mis-sold PPI. Sometimes you will receive these on a daily basis, asking you whether you took out PPI and are now worthy of a rebate. What is the PPI Deadline? Fortunately, for those poor consumers fed up with sales calls, the FCA has announced a deadline for PPI claims to be made. From 29th

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Posted by | Category Blog | Date 16 June 2017

Steps to reduce online fraud

Online fraud is a serious issue in the UK with over 5.8 million cases of cyber-crime reported and over £193bn stolen from consumers and householders each year. With the growth of online shopping, banking and emailing, online fraud can manifest in the following ways: Having a loan taken out in your name Stolen credit card or bank details Making purchases with your credit card Taking payment without delivering the

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Posted by | Category Blog | Date 08 June 2017

Finance Options to Improve a Property

Improving a property has many benefits; from being able to increase the property’s overall sell-on value or being able to get tenants on board and charge higher rents by offering better value. For individual homeowners, a big living space, kitchen or loft conversion can offer a better quality of life and more living space for existing residents or family members to name just a few potential benefits. What Can You

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