Does a Payday Loan Affect You Getting a Mortgage?
The answer is no. Many people are concerned with the ongoing debate of whether simply having a payday loan on your credit record can impact your chances of being approved for a mortgage. The truth is that mortgage lenders and brokers treat a payday loan as if it were any other loan, whether it is car finance, personal loan or guarantor loan. Payday Loans Do Not Affect You Getting Approved
Read MoreSantander Customers Warned of Smishing Scam
Several Santander customers have been duped out of their life savings following a controversial smishing scam that continues to affect existing customers. What is Smishing? Smishing is a type of phone number spoofing or SMS fraud where fraudsters are able to send you a text message or phone call taking the name of a contact on your phone that you already know and trust. In this case, it has been
Read MoreWhen Will PPI Claims End?
Many of you will be sick and tired of receiving text messages and phone numbers about mis-sold PPI. Sometimes you will receive these on a daily basis, asking you whether you took out PPI and are now worthy of a rebate. What is the PPI Deadline? Fortunately, for those poor consumers fed up with sales calls, the FCA has announced a deadline for PPI claims to be made. From 29th
Read MoreSteps to reduce online fraud
Online fraud is a serious issue in the UK with over 5.8 million cases of cyber-crime reported and over £193bn stolen from consumers and householders each year. With the growth of online shopping, banking and emailing, online fraud can manifest in the following ways: Having a loan taken out in your name Stolen credit card or bank details Making purchases with your credit card Taking payment without delivering the
Read MoreFinance Options to Improve a Property
Improving a property has many benefits; from being able to increase the property’s overall sell-on value or being able to get tenants on board and charge higher rents by offering better value. For individual homeowners, a big living space, kitchen or loft conversion can offer a better quality of life and more living space for existing residents or family members to name just a few potential benefits. What Can You
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