PayActiv: payday loan alternative for employees?
In the United States, despite its strong economy, many minimum works live paycheque to paycheque. In fact, a recent study revealed that around 40% of workers do not have $400 dollars available to pay for an emergency expense, such as a medical bill or a car repair. It is not uncommon for the working-class population of the US to turn to payday loans to cover costs as and when. Due
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How to get lenders to stop calling you
If you are experiencing difficulties with making repayments for a guarantor loan, payday loan or with a credit card, you are most likely to receive phone calls, letters or emails from your creditor or third party debt collectors contacting you in order to sort out getting back on track with your repayments. Whilst this is a normal step for lenders to take, as part of the process of what happens
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Why was my guarantor declined?
If you have made an application for a guarantor loan, but have found that it has been declined because of the guarantor you chose, you may be left wondering exactly why this has ended up happening. Furthermore, you may also be concerned that this means that you can't go forward with applying for this type of credit, however, that isn't necessarily the case. We take a look at the main
Read MoreWhy is APR used to measure guarantor loans?
APR plays an important role when it comes to measuring loans, or in fact, most financial products that are available on the market across the world. But what exactly does it mean for this particular kind of loan, and what do you need to know about it. We explain why it is significant in the loan industry. What is APR? The acronym APR refers to Annual Percentage Rate. This is a
Read MoreWhat makes a good guarantor loan customer?
If you are considering getting a guarantor loan to help you in difficult financial circumstances (a common scenario if you are looking to gain access to credit, but are struggling to get access to one because of your own financial history in the past, as securing one through the help of a guarantor gives you a greater chance of being accepted), you may be wondering what criteria loan providers will
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